Rick Swartz

Bad Credit Isn’t a Roadblock to Home Ownership, Its a Detour

James R. DeBoth, President-Mortgage Market Information Services, Inc.SEOOnce upon a time not too many years ago, having bad or even slightly damaged credit could block you from getting a home loan. Today it just makes it more expensive. How expensive? Subprime” loans, as they are called, can cost from two to six percent above conventional …

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Kern County Credit Consultants selected for 2016 Bakersfield Small Business Excellence Award

Bakersfield, January 05, 2017 Kern County Credit Consultants has been selected for the 2016 Bakersfield Small Business Excellence Award in the Business Consulting classification by the Bakersfield Small Business Excellence Award Program.Various sources of information were gathered and analyzed to choose the winners in each category. The 2016 Bakersfield Small Business Excellence Award Program focuses …

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Bakersfield Californian

Rick Swartz, senior credit analyst and CEO of Kern County Credit Consultants, agrees. Swartz said it isn’t hard to improve your FICO score, but it takes time.”If it took you two years to destroy (your credit), it’s going to take two years to rebuild it.” Bakersfield Californian