Rick Swartz

Hiring a Credit Repair Company

Many consumers don’t have the time or patience to accomplish the credit process themselves and consider hiring a credit repair company. Does the company you contact have the experience necessary?  Is the Company Reputable? Verify any testimonials. Ask to speak with the individual that will be handling your file. Be specific about your issues. Be …

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Repairing your Credit

The Federal Credit Reporting Law state consumers are responsible for two things when it comes to their Credit Files.  The Privacy and the Accuracy. How to begin the CDV process (consumer dispute verification) Your personal credit information is maintained,  filed, and sold by the National Reporting Agency (Experian TransUnion and Equifax). Obtain and scrutinize these files for …

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Q & A’s about Credit Repair?

Q & A’s about Credit Repair?   Do I have rights repairing my credit? Yes, there are four (4) Federal Credit Reporting Statutes with provisions under each that could expedite your Credit Repair Process (1) What are my rights with Credit Repair?  Yes, four (4) Federal Statutes with provisions under each can expedite the Credit …

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